UK Driving Theory Practice Exam

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Prepare effectively for the UK Driving Theory Exam. Gain confidence with a variety of multiple choice questions and detailed explanations. Master the rules of the road and driving theory principles to ensure success on your test day!

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What type of vehicle insurance covers third-party claims?

Comprehensive insurance
Third-party insurance
Fully comprehensive insurance
Basic insurance

The correct answer is: Third-party insurance

Third-party insurance is specifically designed to cover claims made by other individuals in the event of an accident where you are at fault. This type of insurance does not provide any coverage for damage to your own vehicle or injuries you may sustain. Instead, it ensures that if you cause harm or damage to someone else's property or person, you are financially protected, fulfilling your legal obligation as a vehicle owner. Comprehensive insurance and fully comprehensive insurance offer broader coverage, including damage to your own vehicle, whereas basic insurance typically refers to minimal coverage that may still not cover third-party claims effectively. Thus, third-party insurance is the correct option as it directly addresses the coverage for third-party claims specifically.