UK Driving Theory Practice Exam

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Prepare effectively for the UK Driving Theory Exam. Gain confidence with a variety of multiple choice questions and detailed explanations. Master the rules of the road and driving theory principles to ensure success on your test day!

Practice this question and more.

What is the minimal level of car insurance coverage called?

Comprehensive insurance
Third Party insurance
Basic coverage
Minimal liability

The correct answer is: Third Party insurance

The minimal level of car insurance coverage is known as Third Party insurance. This type of insurance specifically covers any damage or injury you may cause to other people, vehicles, or property in the event of an accident where you are at fault. It is a legal requirement for drivers in the UK to have at least Third Party insurance to ensure that victims of any potential accidents can receive compensation for their damages and injuries. While other types of insurance, such as Comprehensive insurance or items like Basic coverage, offer more extensive protections—including coverage for damages to your own vehicle—Third Party insurance is designed solely to meet legal requirements and protect third parties. This is vital for maintaining safety and responsibility on the roads, as it ensures that drivers can be held accountable for the consequences of their actions, helping to foster a sense of security among all road users.